Team Lead, Credit Administration & Control

Responsibilities

Operations

¨      Ensure compliance with FABL’s Corporate Credit Policy.

¨      Determine credit ceilings and set credit-rating criteria.

¨      Monitor the Credit portfolio for trends and warning signs.

¨      Ensure that all Terms and Conditions for approval are met.

¨      Advice on outstanding issues.

¨      Initiate legal or other recovery actions against customers who are delinquent.

¨      Ensure portfolio management; prepare periodic report on portfolio as required.

¨      Ensure disbursements follow procedures.

¨      Supervise activities of team members and provide coaching, mentoring and training as appropriate.

¨      Monitor/manage performance of subordinates against pre-assigned goals.

¨      Prepare periodic management reports detailing performance of team.

¨      Carry out other duties as assigned .

Key Performance Indicators 

¨      Credit performance as measured by risk-adjusted margin

¨      Credit Application TAT- SLA adherence

¨      Loans disbursement TAT

¨      Debt management timeline (delinquent to recovery)

¨      Credit Underwriting efficiency: Credit lines renewal efficiency/renewal rate

¨      Reports TAT 

¨      People management responsibilities

Competencies Required

Organisational Competencies

¨      Professional Attributes

¨      Business Knowledge

¨      Personal Attributes

Functional Competencies

¨      Credit  Risk Management

¨      Credit Analysis

¨      Credit Administration

¨      Credit Performance Reporting

¨      FABL’s Credit Policies, Processes, etc

¨      FABL’s Credit Products

¨      Credit Portfolio Planning

¨      Credit Protfolio Tracking/Management