Team Lead, Credit Monitoring & Audit

Responsibilities

Operations 

¨      Ensure credits have been disbursed by approval.

¨      Monitor and report the account’s activity once the loan has been disbursed to the customer’s account.

¨      Check instruments with Terms & Conditions on approvals.

¨      Review and monitor credit facility performance to confirm adherence to credit schedule of interest and principle repayment.

¨      Ensure to use the automation tools for MIS reporting to avoid manual and procedural error.

¨      Provide training on MIS reporting to their team member or other business stakeholders.

¨      Prepare audits to show that facilities have been booked according to approval.

¨      Supervise activities of team members and provide coaching, mentoring and training as appropriate.

¨      Monitor/manage performance of subordinates against pre-assigned goals.

¨      Prepare periodic management reports detailing performance of  team.

       Carry out other duties as assigned.

     Reports

Key Performance Indicators 

¨      Audit rating (Infractions/Penalties)

¨      Credit Application TAT- SLA adherence

¨      Regulatory exceptions- Credit portfolio plan

¨      Regulatory Infractions

¨      Credit Underwriting efficiency: Credit lines renewal efficiency/renewal rate

¨      Reports TAT

       People management responsibilities

  Competencies Required

Organisational Competencies

¨      Professional Attributes

¨      Business Knowledge

¨      Personal Attributes 

Functional Competencies

¨      Credit  Risk Management

¨      Credit Analysis

¨      Credit Administration

¨      Credit Performance Reporting

¨      FABL’s Credit Policies, Processes, etc

¨      FABL’s Credit Products

¨      Credit Portfolio Planning

       Credit portlio tracking/management 

Job specification 

Qualifications & Certifications

¨      A University degree in Accounting or Finance.

       Professional qualification is an advantage 

Working Experience

3-4 years work experience