Team Member, Credit Administration & Control

Operations

¨      Ensure compliance with FABL’s Corporate Credit Policy.

¨      Provide support in determining credit ceilings and set credit-rating criteria.

¨      Monitor the Credit portfolio for trends and warning signs.

¨      Ensure that all Terms and Conditions for approval are met.

¨      Advice on outstanding issues.

¨      Support legal or other recovery actions against customers who are delinquent.

¨      Ensure portfolio management; prepare periodic report on portfolio as required.

¨      Ensure disbursements follow procedures.

¨      Perform other duties as assigned

Key Performance Indicators 

¨      Credit Application TAT- SLA adherence

¨      Loans disbursement TAT

¨      Number of complete applications (facilities requests) submitted to Team Lead for 1st approval (target 85%)

Competencies Required

Organisational Competencies

¨      Professional Attributes

¨      Business Knowledge

¨      Personal Attributes  

Functional Competencies

¨      Credit  Risk Management

¨      Credit Analysis

¨      Credit Administration

¨      Credit Performance Reporting

¨      FABL’s Credit Policies, Processes, etc

¨      FABL’s Credit Products

¨      Credit Portfolio Planning

¨      Credit Portfolio Tracking/Management